Scenario
Get a $5,000 raise
See how much of a $5,000 annual raise reaches your bank account.
+$3,418annual take-home
+$131.46 / paycheck+$285 / month
Gross raise$5,000.00
2026 Arizona paycheck calculator
What will your Arizona paycheck look like?
Estimate Arizona take-home pay with the employee-selected 2026 Form A-4 withholding percentage.
Your details
Estimate your pay
Federal + state estimate Verified 2026 rules are live for all 50 states and the District of Columbia. Local taxes are calculated for the states that publish withholding rules for them; neither selected state is one of them.
Estimated take-home pay2026 · Federal + AZ
$2,442.68per paycheck
You keep 79.4% of this paycheck after included federal, state, and entered payroll deductions.
Monthly$5,292
Annual$63,510
Included taxes20.6%
Where your paycheck went
From gross pay to take-home
Gross pay $3,076.92
Federal income tax Why?−$337.31
Why is this withheld?
We annualize federal taxable wages, include your W-4 income and deduction adjustments, subtract the 2026 standard deduction for single, and apply tax brackets in layers.
$80,000 adjusted income− $16,100 standard deduction= $63,900 taxable
Tax year 2026 · IRS Revenue Procedure 2025-32 ↗ · Form W-4 ↗
Arizona income tax Why?−$61.54
Why is this withheld?
We annualize this paycheck's state-taxable wages, apply the supported state-certificate inputs, then use the official 2026 arizona a-4 percentage election.
$80,000 annualized state wages0 entered allowances / exemptions$1,600 estimated annual withholding
Tax year 2026 · Official Arizona withholding source ↗
Social Security Why?−$190.77
Why is this withheld?
Employees pay 6.2% on covered wages up to the 2026 annual wage base of $184,500. This paycheck has $3,076.92 of FICA-taxable wages.
Tax year 2026 · IRS Publication 15 ↗
Medicare Why?−$44.62
Why is this withheld?
Employees pay 1.45% on covered wages with no wage cap. An additional 0.9% applies to employer-paid wages over $200,000 in the year.
Tax year 2026 · IRS Publication 15 ↗
Local withholdingNot included
Local withholding is not implemented for this state
Estimated take-homeFederal and state included · local excluded
$2,442.68Local withholding is not implemented for this state.
Arizona uses the Form A-4 percentage selected in Advanced options; the official 2.0% employer default applies until you choose another rate.
Your actual paycheck may differ based on payroll-specific rules and year-to-date wages.
What if?
Try the next decision before you make it.
Each card reruns your current inputs through the same 2026 tax engine.
Scenario
Increase your 401(k) to 6%
Trade some cash take-home for additional traditional retirement savings.
−$3,648annual take-home
−$140.31 / paycheck−$304 / month
Annual contribution$4,800.12
Scenario
Move to Florida
Compare the same pay after changing both your home and work state.
+$1,600annual take-home
+$61.54 / paycheck+$133 / month
Same annual gross pay$79,999.92
Compare a new job offer
Put two salaries, states, schedules, and benefit choices side-by-side.
Open comparison →What is included
A Arizona estimate with clear boundaries.
Arizona paychecks can include federal income tax, Social Security, Medicare, Arizona income-tax withholding, and entered benefits or deductions.
State income tax
The calculator applies the Form A-4 percentage you select to Arizona gross taxable wages. It uses the official 2.0% employer default until another election is entered.
Payroll taxes
Federal Social Security and Medicare are included. No separate statewide employee payroll contribution is added by this implementation.
Local coverage
Local withholding remains a separate coverage layer and is not calculated in this release.
Salary examples
Three useful starting points
Single filer, biweekly pay, no entered benefits. These examples use the same calculator above.
| Annual salary | Biweekly take-home | Monthly take-home | Annual take-home |
|---|---|---|---|
| $50,000 | $1,591 | $3,446 | $41,355 |
| $80,000 | $2,443 | $5,292 | $63,510 |
| $120,000 | $3,494 | $7,571 | $90,850 |
Local taxes are not included. Actual payroll can differ because of year-to-date wages, employer rounding, elections, and less-common tax situations.
Common questions
Arizona paycheck FAQ
Which Arizona withholding percentage is used?
The estimate defaults to 2.0%, as Arizona requires when an employee has not provided Form A-4. Advanced options let you select any official A-4 percentage.
Can I select zero Arizona withholding?
Yes. The zero option represents the Form A-4 exemption election and should only be used when you expect no Arizona income-tax liability for the year.
Are Arizona local payroll taxes included?
No. Local payroll calculations remain explicitly unsupported until jurisdiction-specific rules are verified.
Official sources
Verified rules behind this page
2026 Arizona Form A-4
The employee-elected percentages from 0.5% through 3.5%, the zero-withholding election, and the 2.0% employer default.
Open official source ↗