State paycheck guides

Start with the rules that apply where you work.

All fifty states and the District of Columbia are verified for 2026. Each guide combines a working calculator, state-specific explanations, useful salary examples, clear local-tax limits, FAQs, and official sources.

CA
State withholding implemented

California

Estimate California take-home pay with 2026 federal withholding, state personal income-tax withholding, and employee State Disability Insurance.

NY
State withholding implemented

New York

Estimate New York take-home pay with the official New York State exact withholding method plus employee disability and Paid Family Leave contributions.

IL
State withholding implemented

Illinois

Estimate Illinois take-home pay with 2026 federal rules and the official 4.95% Illinois percentage withholding method.

PA
State withholding implemented

Pennsylvania

Estimate Pennsylvania take-home pay with the 3.07% state withholding rate and the 2026 employee unemployment contribution.

MA
State withholding implemented

Massachusetts

Estimate Massachusetts take-home pay with the 2026 Circular M percentage method, surtax withholding, and employee PFML.

NC
State withholding implemented

North Carolina

Estimate North Carolina take-home pay with the official 2026 NC-30 percentage method and paycheck rounding rule.

CO
State withholding implemented

Colorado

Estimate Colorado take-home pay with the official 2026 DR 1098 wage-withholding formula and federal payroll taxes.

MI
State withholding implemented

Michigan

Estimate Michigan take-home pay with the 2026 direct percentage method, MI-W4 exemptions, and federal payroll taxes.

VA
State withholding implemented

Virginia

Estimate Virginia take-home pay with the exact 2026 employer formula, VA-4 exemptions, and progressive withholding rates.

WI
State withholding implemented

Wisconsin

Estimate Wisconsin take-home pay with the January 2026 W-166 alternate withholding method and WT-4 exemptions.

AZ
State withholding implemented

Arizona

Estimate Arizona take-home pay with the employee-selected 2026 Form A-4 withholding percentage.

GA
State withholding implemented

Georgia

Estimate Georgia take-home pay with the updated June 2026 employer percentage method and G-4 dependent allowances.

IN
State withholding implemented

Indiana

Estimate Indiana state withholding with the 2026 2.95% rate and WH-4 exemption values while keeping county tax separate.

MN
State withholding implemented

Minnesota

Estimate Minnesota take-home pay with the 2026 computer formula, W-4MN allowances, and employee Paid Leave premium.

IA
State withholding implemented

Iowa

Estimate Iowa take-home pay with the official 2026 IA W-4 withholding formula and filing-status deduction.

KY
State withholding implemented

Kentucky

Estimate Kentucky take-home pay with the official 2026 computer formula, standard deduction, and 3.5% rate.

OH
State withholding implemented

Ohio

Estimate Ohio state withholding with the current optional computer formula and IT 4 exemptions.

WA
Verified zero income tax + payroll premiums

Washington

Estimate Washington take-home pay with zero individual state income tax plus 2026 Paid Leave and WA Cares employee premiums.

AL
State withholding implemented

Alabama

Estimate Alabama take-home pay with the January 2026 employer formula, Form A-4 exemptions, dependents, and the federal-withholding deduction.

LA
State withholding implemented

Louisiana

Estimate Louisiana take-home pay with the official 2026 R-1210 formula and Form L-4 standard-deduction claim.

MO
State withholding implemented

Missouri

Estimate Missouri take-home pay with the 2026 percentage formula, filing-status deduction, progressive rates, and whole-dollar paycheck rounding.

UT
State withholding implemented

Utah

Estimate Utah take-home pay with the current 2026 Publication 14 schedules for weekly, biweekly, semimonthly, monthly, or annual payroll.

ID
State withholding implemented

Idaho

Estimate Idaho take-home pay with the revised July 2026 percentage table, 5.3% rate, and whole-dollar paycheck rounding.

NE
State withholding implemented

Nebraska

Estimate Nebraska take-home pay with the 2026 Circular EN allowance values and pay-period percentage schedules.

OK
State withholding implemented

Oklahoma

Estimate Oklahoma take-home pay with the official 2026 OW-2 percentage method, OK-W-4 allowances, and whole-dollar rounding.

SC
State withholding implemented

South Carolina

Estimate South Carolina take-home pay with the official 2026 WH-1603F formula, SC W-4 allowances, and standard deduction.

AR
State withholding implemented

Arkansas

Estimate Arkansas take-home pay with the official 2026 computer formula, AR4EC exemptions, and high-income adjustment schedule.

DE
State withholding implemented

Delaware

Estimate Delaware take-home pay with the current approved annualized-wage method, filing-status deduction, and DE W-4 allowances.

RI
State withholding implemented

Rhode Island

Estimate Rhode Island take-home pay with the official 2026 percentage tables, RI W-4 allowances, and high-income exemption phaseout.

WV
State withholding implemented

West Virginia

Estimate West Virginia take-home pay with the March 2026 percentage tables, IT-104 exemptions, and one- or two-earner election.

KS
State withholding implemented

Kansas

Estimate Kansas take-home pay with the current KW-100 percentage formula, K-4 allowances, and required filing-status schedule.

ME
State withholding implemented

Maine

Estimate Maine take-home pay with the revised August 2026 percentage method, W-4ME allowances, deduction phaseout, and income surcharge.

MS
State withholding implemented

Mississippi

Estimate Mississippi take-home pay with the official 2026 computer formula, Form 89-350 exemption amount, and spouse-employment status.

NM
State withholding implemented

New Mexico

Estimate New Mexico take-home pay with the current state wage-withholding tables for single, married, and head-of-household employees.

AK
Verified zero state income tax

Alaska

Estimate Alaska take-home pay with 2026 federal income tax, Social Security, Medicare, and entered payroll deductions.

NV
Verified zero state income tax

Nevada

Estimate Nevada take-home pay with 2026 federal income tax, Social Security, Medicare, and entered payroll deductions.

SD
Verified zero state income tax

South Dakota

Estimate South Dakota take-home pay with 2026 federal income tax, Social Security, Medicare, and entered payroll deductions.

WY
Verified zero state income tax

Wyoming

Estimate Wyoming take-home pay with 2026 federal income tax, Social Security, Medicare, and entered payroll deductions.

TX
Verified zero state income tax

Texas

Estimate Texas take-home pay with 2026 federal income tax, Social Security, Medicare, and entered payroll deductions.

FL
Verified zero state income tax

Florida

Estimate Florida take-home pay with 2026 federal income tax, Social Security, Medicare, and common benefits or deductions.

MT
State withholding implemented

Montana

Estimate Montana take-home pay with the official 2026 MW-4 pay-period withholding formulas and federal payroll rules.

ND
State withholding implemented

North Dakota

Estimate North Dakota take-home pay with the official 2026 annual percentage withholding method for current Forms W-4.

NH
Verified zero wage income tax

New Hampshire

Estimate New Hampshire take-home pay with zero state tax on W-2 wages and verified 2026 federal payroll rules.

TN
Verified zero state income tax

Tennessee

Estimate Tennessee take-home pay with zero individual income tax on wages and verified 2026 federal payroll rules.

CT
State withholding implemented

Connecticut

Estimate Connecticut take-home pay with the official 2026 CT-W4 withholding codes and TPG-211 calculation rules.

HI
State withholding implemented

Hawaii

Estimate Hawaii take-home pay with the official 2026 annualized withholding method and HW-4 allowances.

NJ
State withholding implemented

New Jersey

Estimate New Jersey take-home pay with the official NJ-WT percentage tables, NJ-W4 exemptions, and the four employee contributions NJDOL collects through payroll.

VT
State withholding implemented

Vermont

Estimate Vermont take-home pay with the official 2026 percentage tables and W-4VT allowances.

MD
State withholding implemented

Maryland

Estimate Maryland take-home pay with the official 2026 state percentage method and county-of-residence withholding rates.

OR
State withholding implemented

Oregon

Estimate Oregon take-home pay with the official 2026 computer formula, Paid Leave contribution, and Statewide Transit Tax.

DC
District withholding implemented

District of Columbia

Estimate District of Columbia take-home pay with 2026 federal withholding and the District income tax rate schedule, for DC residents.

Local-tax framework

Unsupported never means zero.

State and local taxes are separate calculation layers. Local withholding is calculated in Colorado, Delaware, Indiana, Maryland, Michigan, Missouri, New York, Ohio, and Pennsylvania; in every other state the framework names the jurisdiction it cannot compute rather than inventing an amount for it. A verified zero and an unimplemented rule are reported as different things.