State income tax
The calculator applies the $5,300 W-4ME allowance, 2026 filing-status deduction and phaseout, progressive rates through 7.15%, and the 2% high-income surcharge.
2026 Maine paycheck calculator
What will your Maine paycheck look like?
Estimate Maine take-home pay with the revised August 2026 percentage method, W-4ME allowances, deduction phaseout, and income surcharge.
Your details
Estimate your pay
Leave this unchecked only if this is your household's only income. Otherwise each employer withholds as if it were, and together they take out thousands too little.
Federal + state estimate Verified 2026 rules are live for all 50 states and the District of Columbia. Local taxes are calculated for the states that publish withholding rules for them; neither selected state is one of them.
Estimated take-home pay2026 · Federal + ME
$2,323.84per paycheck
You keep 75.5% of this paycheck after included federal, state, and entered payroll deductions.
Monthly$5,035
Annual$60,420
Included taxes24.5%
Where your paycheck went
From gross pay to take-home
Gross pay $3,076.92
Federal income tax Why?−$337.31
Why is this withheld?
We annualize federal taxable wages, include your W-4 income and deduction adjustments, subtract the 2026 standard deduction for single, and apply tax brackets in layers.
$80,000 adjusted income− $16,100 standard deduction= $63,900 taxable
Tax year 2026 · IRS Revenue Procedure 2025-32 ↗ · Form W-4 ↗
Maine income tax Why?−$165.00
Why is this withheld?
We annualize this paycheck's state-taxable wages, apply the supported state-certificate inputs, then use the official 2026 maine percentage method.
$80,000 annualized state wages0 entered allowances / exemptions$4,290 estimated annual withholding
Tax year 2026 · Official Maine withholding source ↗
Maine PFML Why?−$15.38
Paid Family and Medical Leave
No more than 0.5% of wages may come out of the employee, whether the employer owes the 1% rate or the 0.5% one, so this estimates that ceiling up to the Social Security annual limit.
Tax year 2026 · Maine PFML employer FAQ ↗
Social Security Why?−$190.77
Why is this withheld?
Employees pay 6.2% on covered wages up to the 2026 annual wage base of $184,500. This paycheck has $3,076.92 of FICA-taxable wages.
Tax year 2026 · IRS Publication 15 ↗
Medicare Why?−$44.62
Why is this withheld?
Employees pay 1.45% on covered wages with no wage cap. An additional 0.9% applies to employer-paid wages over $200,000 in the year.
Tax year 2026 · IRS Publication 15 ↗
Local withholdingNot included
Local withholding is not implemented for this state
Estimated take-homeFederal and state included · local excluded
$2,323.84Local withholding is not implemented for this state.
Maine Paid Family and Medical Leave uses the maximum 0.5% that may be deducted from an employee; an employer may pay some or all of that share.
Your actual paycheck may differ based on payroll-specific rules and year-to-date wages.
What if?
Try the next decision before you make it.
Each card reruns your current inputs through the same 2026 tax engine.
Scenario
Get a $5,000 raise
See how much of a $5,000 annual raise reaches your bank account.
+$3,155annual take-home
+$121.33 / paycheck+$263 / month
Gross raise$5,000.00
Solve for the raise you need →Scenario
Increase your 401(k) to 6%
Trade some cash take-home for additional traditional retirement savings.
−$3,406annual take-home
−$131.00 / paycheck−$284 / month
Annual contribution$4,800.12
What contributing costs you →Decision toolCompare a new job offer
Put two salaries, states, schedules, and benefit choices side-by-side.
Open comparison →What is included
A Maine estimate with clear boundaries.
Maine paychecks can include federal income tax, Social Security, Medicare, state income-tax withholding, and entered payroll deductions.
Payroll taxes
Maine Paid Family and Medical Leave is estimated at the maximum 0.5% that may be deducted from an employee, on wages below the Social Security annual limit. That ceiling is the same whether or not the employer has fifteen employees.
Local coverage
Local withholding remains a separate coverage layer and is not calculated in this release.
Salary examples
Three useful starting points
Single filer, biweekly pay, no entered benefits. These examples use the same calculator above.
| Annual salary | Biweekly take-home | Monthly take-home | Annual take-home |
|---|---|---|---|
| $50,000 | $1,533 | $3,322 | $39,869 |
| $80,000 | $2,324 | $5,035 | $60,420 |
| $120,000 | $3,280 | $7,108 | $85,292 |
Local taxes are not included. Actual payroll can differ because of year-to-date wages, employer rounding, elections, and less-common tax situations.
Common questions
Maine paycheck FAQ
Can a married employee choose Maine's higher single rate?
Yes. Advanced options can switch a married W-4ME election from the married schedule to the higher single schedule.
Does the Maine standard deduction phase out?
Yes. The estimate uses the official wage thresholds and proportional phaseout for the selected withholding schedule.
Is Maine's new 2026 surcharge included?
Yes. The formula adds 2% above $1 million of annualized income for the single schedule or $1.5 million for the married schedule.
Official sources
Verified rules behind this page
Maine Withholding Tables for Individual Income Tax (August 2026)
The revised 2026 allowance value, filing-status deductions and phaseouts, percentage schedules, million-dollar surcharge, whole-dollar rounding, and official examples.
Open official source ↗Maine Paid Family and Medical Leave Employer FAQ
For 2025 through 2027 the joint contribution rate is 0.5% or 1% of wages by employer size, and no more than 0.5% may come from the employee, on wages below the Social Security annual limit.
Open official source ↗