Scenario
Get a $5,000 raise
See how much of a $5,000 annual raise reaches your bank account.
+$3,284annual take-home
+$126.30 / paycheck+$274 / month
Gross raise$5,000.00
2026 Missouri paycheck calculator
What will your Missouri paycheck look like?
Estimate Missouri take-home pay with the 2026 percentage formula, filing-status deduction, progressive rates, and whole-dollar paycheck rounding.
Your details
Estimate your pay
Federal + state estimate Verified 2026 rules are live for all 50 states and the District of Columbia. Missouri local tax is included — select your locality in Advanced options.
Estimated take-home pay2026 · Federal + MO
$2,395.22per paycheck
You keep 77.8% of this paycheck after included federal, state, and entered payroll deductions.
Monthly$5,190
Annual$62,276
Included taxes22.2%
Where your paycheck went
From gross pay to take-home
Gross pay $3,076.92
Federal income tax Why?−$337.31
Why is this withheld?
We annualize federal taxable wages, include your W-4 income and deduction adjustments, subtract the 2026 standard deduction for single, and apply tax brackets in layers.
$80,000 adjusted income− $16,100 standard deduction= $63,900 taxable
Tax year 2026 · IRS Revenue Procedure 2025-32 ↗ · Form W-4 ↗
Missouri income tax Why?−$109.00
Why is this withheld?
We annualize this paycheck's state-taxable wages, apply the supported state-certificate inputs, then use the official 2026 missouri percentage formula.
$80,000 annualized state wages0 entered allowances / exemptions$2,834 estimated annual withholding
Tax year 2026 · Official Missouri withholding source ↗
Social Security Why?−$190.77
Why is this withheld?
Employees pay 6.2% on covered wages up to the 2026 annual wage base of $184,500. This paycheck has $3,076.92 of FICA-taxable wages.
Tax year 2026 · IRS Publication 15 ↗
Medicare Why?−$44.62
Why is this withheld?
Employees pay 1.45% on covered wages with no wage cap. An additional 0.9% applies to employer-paid wages over $200,000 in the year.
Tax year 2026 · IRS Publication 15 ↗
Local withholdingLocation needed
Missouri locality is required for local withholding
Estimated take-homeFederal and state included · local excluded
$2,395.22Missouri locality is required for local withholding. Select it in Advanced options.
Kansas City and St. Louis earnings taxes apply only to city residents and to people working inside those cities; select your Missouri locality in Advanced options.
Your actual paycheck may differ based on payroll-specific rules and year-to-date wages.
What if?
Try the next decision before you make it.
Each card reruns your current inputs through the same 2026 tax engine.
Scenario
Increase your 401(k) to 6%
Trade some cash take-home for additional traditional retirement savings.
−$3,510annual take-home
−$135.00 / paycheck−$293 / month
Annual contribution$4,800.12
Scenario
Move to Florida
Compare the same pay after changing both your home and work state.
+$2,834annual take-home
+$109.00 / paycheck+$236 / month
Same annual gross pay$79,999.92
Compare a new job offer
Put two salaries, states, schedules, and benefit choices side-by-side.
Open comparison →What is included
A Missouri estimate with clear boundaries.
Missouri paychecks can include federal income tax, Social Security, Medicare, state withholding, and earnings taxes in Kansas City or St. Louis that are not yet calculated here.
State income tax
The calculator subtracts the official 2026 standard deduction, applies Missouri's progressive employer schedule through 4.7%, and rounds withholding to the nearest whole dollar per paycheck.
Payroll taxes
Federal Social Security and Medicare are included. No separate statewide employee payroll contribution is added by this implementation.
Local coverage
The Kansas City and St. Louis 1% earnings taxes are included. Each city taxes its residents on all earnings wherever earned, and taxes nonresidents on work performed inside the city.
Salary examples
Three useful starting points
Single filer, biweekly pay, no entered benefits. These examples use the same calculator above.
| Annual salary | Biweekly take-home | Monthly take-home | Annual take-home |
|---|---|---|---|
| $50,000 | $1,575 | $3,413 | $40,951 |
| $80,000 | $2,395 | $5,190 | $62,276 |
| $120,000 | $3,406 | $7,379 | $88,544 |
Local taxes are not included. Actual payroll can differ because of year-to-date wages, employer rounding, elections, and less-common tax situations.
Common questions
Missouri paycheck FAQ
Does Missouri withholding round each paycheck?
Yes. The 2026 employer guide requires the amount withheld from each employee to be rounded to the nearest whole dollar.
How is the Missouri married deduction selected?
Married filing jointly defaults to the full $32,200 deduction when the spouse does not work; Advanced options can select the $16,100 two-income amount.
Are Kansas City and St. Louis earnings taxes included?
Yes. Select the city as your Missouri locality of residence or of work in Advanced options and the calculator applies its 1% earnings tax.
Official sources
Verified rules behind this page
Missouri Employer's Tax Guide (2026)
Filing-status standard deductions, the progressive percentage formula through 4.7%, and required whole-dollar paycheck rounding.
Open official source ↗Kansas City, Missouri earnings tax
1% earnings tax on residents and on nonresidents for work performed within Kansas City.
Open official source ↗City of St. Louis earnings tax
1% earnings tax on residents regardless of employer location and on nonresidents working in the city. The separate 0.5% payroll expense tax is employer-paid and excluded from withholding.
Open official source ↗