A
Scenario
Curated state comparison
California vs. Texas take-home pay
Start with the same $80,000 salary in both states, then adjust either scenario. This isolates how verified state rules change estimated take-home.
B
Scenario
New offer
Include benefits Optional
The take-home difference
The offer adds $394 per month
That is +$4,723 each year after included federal, state, payroll, and entered benefit deductions.
Per paycheck+$182
Annual take-home+$4,723
Extra gross kept—
Side-by-side
Where the difference comes from
| Annualized view | Current | Offer | Difference |
|---|---|---|---|
| Gross annual income | $80,000 | $80,000 | $0 |
| Federal income tax | $8,770 | $8,770 | $0 |
| State / local tax | $4,723 | $0 | −$4,723 |
| Payroll taxes | $6,120 | $6,120 | $0 |
| Entered deductions | $0 | $0 | $0 |
| Take-home per check | $2,323 | $2,504 | +$182 |
| Monthly take-home | $5,032 | $5,426 | +$394 |
| Annual take-home | $60,387 | $65,110 | +$4,723 |
Per-paycheck differences are only shown when both jobs use the same pay schedule. Monthly and annual figures are normalized. Local and multi-state taxes are not included.
California
The calculator uses California EDD Method B for 2026, including filing-category schedules, entered DE 4 allowances, estimated-deduction allowances, and credits.
Read the California guide →Texas
The result shows zero individual state income-tax withholding based on the verified Texas constitutional limitation.
Read the Texas guide →