A
Scenario
Curated state comparison
Iowa vs. Minnesota take-home pay
Start with the same $80,000 salary in both states, then adjust either scenario. This isolates how verified state rules change estimated take-home.
B
Scenario
New offer
Include benefits Optional
The take-home difference
The offer reduces $204 per month
That is −$2,443 each year after included federal, state, payroll, and entered benefit deductions.
Per paycheck−$94
Annual take-home−$2,443
Extra gross kept—
Side-by-side
Where the difference comes from
| Annualized view | Current | Offer | Difference |
|---|---|---|---|
| Gross annual income | $80,000 | $80,000 | $0 |
| Federal income tax | $8,770 | $8,770 | $0 |
| State / local tax | $2,546 | $4,989 | +$2,443 |
| Payroll taxes | $6,120 | $6,120 | $0 |
| Entered deductions | $0 | $0 | $0 |
| Take-home per check | $2,406 | $2,312 | −$94 |
| Monthly take-home | $5,214 | $5,010 | −$204 |
| Annual take-home | $62,564 | $60,120 | −$2,443 |
Per-paycheck differences are only shown when both jobs use the same pay schedule. Monthly and annual figures are normalized. Local and multi-state taxes are not included.
Iowa
The calculator applies Iowa's 3.8% formula after the official filing-status deduction, then subtracts the annual allowance amount entered on the 2026 IA W-4.
Read the Iowa guide →Minnesota
The calculator uses the official 2026 single or married computer-formula schedule after subtracting $5,300 for each entered W-4MN allowance.
Read the Minnesota guide →